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LIC Jeevan Shiromani 947

LIC Jeevan Shiromani review Policy Details

LIC JEEVAN SHIROMANI LIC POLICY DETAILS

LIC Jeevan Shiromani
एलआईसी जीवन शिरोमणि (LIC Jeevan Shiromani ) योजना (तालिका संख्या 947) 19 दिसंबर 2017 को एलआईसी द्वारा शुरू की गई एक नई मनी बैक योजना है। यह एक गैर-लिंक्ड, सीमित प्रीमियम भुगतान मनी बैक योजना है। यह एक लाभ के साथ भागीदारी योजना है। यह प्लान विशेष रूप से एचएनआई (हाई नेटवर्थ इंडिविजुअल्स) के लिए बनाया गया है। यह एक जीवन बीमा कवर, पॉलिसी अवधि के दौरान नियमित अंतराल पर भुगतान और परिपक्वता पर एकमुश्त राशि प्रदान करता है। यह योजना गंभीर बीमारियों के लिए भी कवर प्रदान करती है और इसमें 3 वैकल्पिक सवार हैं।
Eligibility conditions for LIC Jeevan Shiromani Policy
Minimum Maximum
Sum Assured Rs. 1 Crore No Limit
Policy Term 14,16,18 and 20 years
Premium Paying Term Policy term – 4 years
Policyholder’s Age 18 Years (Completed) 55 Years for 14 Year term
51 Years for 16 year term
48 Years for 18 year term
45 years for 20 year term
Age here refers to nearest birthday
Maximum Age at Maturity 69 years for 14 years term
67 years for 16 years term
66 years for 18 years term
65 years for 20 years term
Age here refers to nearest birthday
Premium Payment Modes Yearly, Half Yearly, Quarterly and Monthly
Monthly mode is through NACH and Salary deductions only
LIC Jeevan SHIROMANI Policy is primarily designed keeping in mind the high income people LIC Jeevan SHIROMANI policy provides you with savings and security at the same time it is a non linked lic policy. After taking this plan, you are given a work-to-work guarantee of 1 crore. Which the customer receives from the insurance company.

LIC JEEVAN SHIROMANI 947 PRIMIUM CALCULATOR

FOR EXAMPLE RAJEEV want invest in LIC Jeevan Shiromani-947. We do calculation for 20/16 premium method.
Example1: Name: Rajeev Age: 45Year Sum Assured: Rs10000000
In this plan term/ppt is 20/16 consider It means term 20 years and policy holder pay only 16 years. Premium Calculation: Monthly ECS-Rs.68491, Quarterly-Rs.205473, Halfly-Rs.406897 Yearly-Rs.805695 Rajeev was paid premium in 16 Years Rs.12630915 Money Back: 16th year: Rs.4500000, 18th year: Rs.4500000 Guaranteed return at Maturity: Rs.9550000+Rs.3900000 (loyalty Addition) Total Return at maturity time: Rs.13450000

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