How to Calculate Lic Dhan Rekha Maturity with Ease

What is LIC Dhan Rekha?
How to Calculate LIC Dhan Rekha Maturity?
Benefits of a LIC Dhan Rekha Plan
Types of LIC Dhan Rekha Plans
Other Investments Options Compared to LIC Dhan Rekha

Are you struggling with calculating the maturity amount of your LIC Dhan Rekha policy? Don’t worry, you’re not alone! Many people find it difficult to navigate the complex calculations involved in determining their policy’s maturity value. But fear not, because we’re here to help make things easier for you. In this blog post, we’ll walk you through step-by-step how to calculate your LIC Dhan Rekha maturity amount with ease and clarity. So sit tight and get ready to become an expert in calculating your policy’s returns!

What is LIC Dhan Rekha?

What is LIC Dhan Rekha

LIC Dhan Rekha is a policy that offers maturity benefits and death cover to the policyholder. The policy term is for 10 years and the sum assured is Rs.1,00,000. The policyholder can avail of the maturity benefit as a lump sum or in installments. In case of the death of the policyholder during the policy term, the sum assured is paid to the nominee.

How to Calculate LIC Dhan Rekha Maturity?

When it comes to calculating LIC Dhan Rekha maturity, there are a few things that you will need to take into account. The most important factor is the date of policy inception. This is because the LIC Dhan Rekha maturity benefits are only available for policies that have been in force for at least 3 years.

If your policy meets this criterion, then the next thing you need to do is calculate the sum assured. This is the total amount of money that you will receive upon maturity of your policy. To do this, simply multiply your annual premium by the number of years that your policy has been in force.

For example, if you have been paying an annual premium of Rs. 10,000 for 3 years, then your sum assured will be Rs. 30,000.

Once you have calculated your sum assured, the next thing you need to do is determine your bonus. This is a percentage of your sum assured that will be paid out as a bonus when your policy matures. The bonus rate depends on a number of factors, including the age of the policyholder and the type of policy purchased.

For example, if you are a 40-year-old male who has purchased a 20-year term life insurance policy, then your bonus rate will be 5%. This means that you will receive a bonus of Rs. 1,500 (5% of Rs. 30,000) when your policy matures.



Benefits of a LIC Dhan Rekha Plan

Benefits of a LIC Dhan Rekha Plan

There are several benefits of a LIC Dhan Rekha Plan. Some of these benefits are:

1. The plan offers financial security to the policyholder’s family in the event of their untimely death.

2. It also provides for a lump sum payment at maturity, which can be used to meet various financial needs such as children’s education or retirement planning.

3. The policy offers tax benefits under section 80C of the Income Tax Act.

4. The plan has a flexible premium payment option, which allows policyholders to choose a convenient premium payment frequency that suits their budget and lifestyle.

5. LIC’s Dhan Rekha Plan also offers an optional accident benefit rider, which provides additional financial protection in case of accidental death or disablement.

Types of LIC Dhan Rekha Plans

Types of LIC Dhan Rekha Plans

LIC Dhan Rekha plans are of two types

1. Single Premium Plan: Under this type of plan, the policyholder has to pay only one premium for the entire policy term. The sum assured and other benefits are paid out on maturity.

2. Regular Premium Plan: Under this type of plan, the policyholder has to pay premiums regularly for the policy term. The sum assured and other benefits are paid out on maturity.

Both these types of plans have their own set of features and benefits. It is important to choose a plan that best suits your needs and requirements.

Other Investments Options Compared to LIC Dhan Rekha

When it comes to investment options, LIC Dhan Rekha is one of the most popular choices. However, there are other investment options available that may be a better fit for your needs. Here is a comparison of some of the other investment options available:

1. Fixed Deposits: Fixed deposits offer a higher interest rate than savings accounts, making them a good choice for those looking to grow their money. They are also a safe investment option, as your money is backed by the government.

2. Mutual Funds: Mutual funds are an ideal choice for those who want to invest in a variety of different companies. With mutual funds, you can spread your risk and potentially earn higher returns.

3. Stock Market: For those who are willing to take on more risk, investing in the stock market can be a great way to earn high returns. However, it is important to remember that the stock market can also be very volatile, so you could lose money as well as make money.

4. Real Estate: Another option for those looking to invest is real estate. Investing in real estate can provide you with both income and capital gains potential. However, it is important to remember that real estate can be a risky investment and you could lose money if the property values decline.

5. Bonds: Bonds are another safe investment option that offers stability and modest returns. bonds tend to be less risky than stocks and can provide you with a


When it comes to LIC Dhan Rekha Maturity, there are a few things that you need to keep in mind. Here are some frequently asked questions that will help you calculate your maturity with ease:

1. What is the minimum and maximum age for LIC Dhan Rekha policyholders?

The minimum age for policyholders is 18 years, while the maximum age is 60 years. However, if you want to continue your policy after maturity, you can do so by paying the premiums on a yearly basis.

2. What is the sum assured under this policy?

The sum assured under LIC Dhan Rekha is Rs. 1 lakh. This amount will be paid to the policyholder on the maturity of the policy.

3. What are the different premium payment options available under this policy?

There are two premium payment options available under this policy – yearly and half-yearly. The half-yearly option is cheaper as compared to the yearly option. However, both options provide the same coverage.

4. How long does the policy term last?

The policy term for LIC Dhan Rekha lasts for 10 years from the date of commencement of the policy. After this period, the policy will mature and benefits will be paid out to the policyholder.


The LIC Dhan Rekha Maturity Calculator is a great tool to help you gauge the returns of your investment. It can also help you plan for future investments and manage your finances with ease. With its simple and straightforward interface, even those who are not tech-savvy can calculate their maturity amount in just a few clicks. So, if you’re looking to invest wisely and be confident of the returns that come along with it then all you need to do is use this calculator today!

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